Side-by-side · Q2 2026 data
German American Bank vs Indiana University Credit Union
Metric by metric
| Measure | German American Bank | Indiana University Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 62 | 68 (stronger) |
| Loan quality | 85 (stronger) | 78 |
| Earnings | 91 (stronger) | 63 |
| Funding & liquidity | 46 | 72 (stronger) |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 77th | 66th |
| Total assets | $8.4B | $2.1B |
| Deposits / shares | $7.1B | $1.8B |
| Capital ratio | 11.19% | 11.80% (stronger) |
| Problem loans | 0.45% (stronger) | 0.67% |
| Net charge-offs | 0.06% (stronger) | 0.11% |
| Return on assets | 1.76% (stronger) | 1.06% |
| Loans ÷ deposits | 83.0% (stronger) | 88.5% |
| Uninsured deposits | 42.8% | 14.3% (stronger) |
| Offices | 89 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | 17.1% |
German American Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), German American Bank leads on 5 and Indiana University Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.