Indiana University Credit Union (NCUA charter #68577) is based in Bloomington, Indiana. Its Q2 2026 call report shows $2.1B in total assets and $1.8B in member shares and deposits and 8 offices.
Indiana University Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 454 credit unions with $1 billion – $10 billion. Among 121 credit unions headquartered in Indiana, it ranks 66th. Problem-loan coverage contributes the most (91/100, 4.3%); earnings contributes the least (63/100, 1.06%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 72).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 71 |
| Q4 2024 | 72 |
| Q1 2025 | 72 |
| Q2 2025 | 72 |
| Q3 2025 | 72 |
| Q4 2025 | 71 |
| Q1 2026 | 72 |
| Q2 2026 | 72 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.12% |
| Q3 2024 | 12.07% |
| Q4 2024 | 12.39% |
| Q1 2025 | 11.95% |
| Q2 2025 | 12.00% |
| Q3 2025 | 11.97% |
| Q4 2025 | 11.94% |
| Q1 2026 | 11.71% |
| Q2 2026 | 11.80% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.68% |
| Q3 2024 | 0.70% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.62% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.65% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.67% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.84% |
| Q4 2024 | 0.88% |
| Q1 2025 | 0.95% |
| Q2 2025 | 0.98% |
| Q3 2025 | 0.98% |
| Q4 2025 | 0.94% |
| Q1 2026 | 1.01% |
| Q2 2026 | 1.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $2.1B | 11.80% | 0.67% | 1.06% | 88.5% |
| Q1 2026 | 72 | $2.1B | 11.71% | 0.70% | 1.01% | 86.2% |
| Q4 2025 | 71 | $2.0B | 11.94% | 0.74% | 0.94% | 88.7% |
| Q3 2025 | 72 | $1.9B | 11.97% | 0.65% | 0.98% | 88.3% |
| Q2 2025 | 72 | $1.9B | 12.00% | 0.66% | 0.98% | 89.3% |
| Q1 2025 | 72 | $1.9B | 11.95% | 0.62% | 0.95% | 88.3% |
| Q4 2024 | 72 | $1.8B | 12.39% | 0.65% | 0.88% | 93.1% |
| Q3 2024 | 71 | $1.8B | 12.07% | 0.70% | 0.84% | 93.7% |
| Q2 2024 | 69 | $1.7B | 12.12% | 0.68% | 0.72% | 95.3% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Interra Credit UnionCredit union Goshen, IN | 64 out of 100, Moderate | $2.1B | 9.1% | 0.16% | vs |
| Purdue Federal Credit UnionCredit union West Lafayette, IN | 75 out of 100, Strong | $2.1B | 11.2% | 0.17% | vs |
| Forum Credit UnionCredit union Indianapolis, IN | 80 out of 100, Strong | $2.3B | 13.3% | 0.31% | vs |
| Centra Credit UnionCredit union Columbus, IN | 73 out of 100, Strong | $2.4B | 12.3% | 0.96% | vs |
| Beacon Credit UnionCredit union Wabash, IN | 76 out of 100, Strong | $1.8B | 13.5% | 0.47% | vs |
| Elements Financial Federal Credit UnionCredit union Indianapolis, IN | 77 out of 100, Strong | $2.5B | 11.9% | 0.46% | vs |
Deposit insurance
Is my money safe at Indiana University Credit Union?
Yes. Indiana University Credit Union is a federally insured credit union (NCUA charter #68577). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 14.3% of shares and deposits ($255.7M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 11.80%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
8 locations
Branches
Indiana University Credit Union lists 8 offices in 3 cities. Most locations:
- Bloomington, IN (6)
- Greenwood, IN (1)
- Indianapolis, IN (1)
HMDA 2025
Mortgage lending
In 2025, Indiana University Credit Union reported 1,316 home-loan applications under HMDA (LEI 549300F175WFRUKLMG10): 964 originated ($225,500,000 total), 202 denied, and 135 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Indiana University Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68577
- RSSD ID
- 31394
- Primary regulator
- State + NCUA
- Established
- 1956
- Headquarters
- Po Box 368, Bloomington, IN 47402
- Employees
- 225
Quick answers
Indiana University Credit Union: common questions
Is Indiana University Credit Union NCUA insured?
Yes. Indiana University Credit Union is a federally insured credit union (NCUA charter #68577). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Indiana University Credit Union's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Indiana University Credit Union have?
8 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Bloomington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Peoples State BankBank Ellettsville, IN | 78 out of 100, Strong | $506.6M | 10.5% | 0.19% | vs |
| German American BankBank Jasper, IN | 75 out of 100, Strong | $8.4B | 11.2% | 0.45% | vs |
| Union Savings BankBank Cincinnati, OH | 74 out of 100, Strong | $4.0B | 10.5% | 0.70% | vs |
| Indiana Members Credit UnionCredit union Indianapolis, IN | 74 out of 100, Strong | $3.6B | 10.6% | 0.49% | vs |
| Centra Credit UnionCredit union Columbus, IN | 73 out of 100, Strong | $2.4B | 12.3% | 0.96% | vs |
| Crane Credit UnionCredit union Odon, IN | 69 out of 100, Moderate | $1.2B | 12.8% | 1.69% | vs |