Side-by-side · Q2 2026 data
Germania Credit Union vs 1st University Credit Union
Metric by metric
| Measure | Germania Credit Union | 1st University Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 65 |
| Capital cushion | 76 (stronger) | 50 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 41 (stronger) | 26 |
| Funding & liquidity | 98 (stronger) | 91 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 68th | 30th |
| Total assets | $19.5M | $18.5M |
| Deposits / shares | $16.9M | $16.0M |
| Capital ratio | 12.58% (stronger) | 10.02% |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | -0.03% (stronger) | 0.16% |
| Return on assets | 0.53% (stronger) | 0.15% |
| Loans ÷ deposits | 62.2% (stronger) | 69.3% |
| Uninsured deposits | 1.9% | 1.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Germania Credit Union has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Germania Credit Union leads on 6 and 1st University Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.