Side-by-side · Q2 2026 data
Germantown Trust & Savings Bank vs Scott Credit Union
Metric by metric
| Measure | Germantown Trust & Savings Bank | Scott Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 71 |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 96 (stronger) | 82 |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 92 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 91st | 62nd |
| Total assets | $523.6M | $1.9B |
| Deposits / shares | $433.2M | $1.6B |
| Capital ratio | 11.58% (stronger) | 10.14% |
| Problem loans | 0.13% (stronger) | 0.54% |
| Net charge-offs | 0.00% (stronger) | 0.97% |
| Return on assets | 2.25% (stronger) | 1.14% |
| Loans ÷ deposits | 65.5% (stronger) | 77.7% |
| Uninsured deposits | 17.3% | 6.8% (stronger) |
| Offices | 4 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | 23.3% |
Germantown Trust & Savings Bank has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Germantown Trust & Savings Bank leads on 6 and Scott Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Breese, IL