Side-by-side · Q2 2026 data
Germantown Trust & Savings Bank vs Siue Credit Union
Metric by metric
| Measure | Germantown Trust & Savings Bank | Siue Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 74 |
| Capital cushion | 66 (stronger) | 56 |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 91st | 49th |
| Total assets | $523.6M | $30.7M |
| Deposits / shares | $433.2M | $27.3M |
| Capital ratio | 11.58% (stronger) | 10.56% |
| Problem loans | 0.13% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 2.25% (stronger) | 0.68% |
| Loans ÷ deposits | 65.5% | 45.1% (stronger) |
| Uninsured deposits | 17.3% | 10.2% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Germantown Trust & Savings Bank has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Germantown Trust & Savings Bank leads on 5 and Siue Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.