Side-by-side · Q2 2026 data
Gfa Federal Credit Union vs Align Credit Union
Metric by metric
| Measure | Gfa Federal Credit Union | Align Credit Union |
|---|---|---|
| TellerScore | 55 (stronger) | 45 |
| Capital cushion | 42 (stronger) | 37 |
| Loan quality | 75 (stronger) | 51 |
| Earnings | 14 (stronger) | 2 |
| Funding & liquidity | 78 | 85 (stronger) |
| Problem-loan coverage | 89 (stronger) | 77 |
| Peer percentile | 12th | 3rd |
| Total assets | $747.3M | $650.9M |
| Deposits / shares | $617.1M | $556.8M |
| Capital ratio | 9.16% (stronger) | 8.67% |
| Problem loans | 0.75% (stronger) | 1.46% |
| Net charge-offs | 0.29% | 0.14% (stronger) |
| Return on assets | -0.14% (stronger) | -0.45% |
| Loans ÷ deposits | 81.9% | 74.8% (stronger) |
| Uninsured deposits | 11.0% | 10.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 22.2% |
Gfa Federal Credit Union has the higher TellerScore (55 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Gfa Federal Credit Union leads on 4 and Align Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.