Side-by-side · Q2 2026 data
Gfa Federal Credit Union vs Polish National Credit Union
Metric by metric
| Measure | Gfa Federal Credit Union | Polish National Credit Union |
|---|---|---|
| TellerScore | 55 | 76 (stronger) |
| Capital cushion | 42 | 86 (stronger) |
| Loan quality | 75 | 94 (stronger) |
| Earnings | 14 | 41 (stronger) |
| Funding & liquidity | 78 (stronger) | 56 |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 12th | 68th |
| Total assets | $747.3M | $776.9M |
| Deposits / shares | $617.1M | $614.5M |
| Capital ratio | 9.16% | 13.58% (stronger) |
| Problem loans | 0.75% | 0.17% (stronger) |
| Net charge-offs | 0.29% | -0.04% (stronger) |
| Return on assets | -0.14% | 0.52% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 104.4% |
| Uninsured deposits | 11.0% | 8.3% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 10.0% |
Polish National Credit Union has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Gfa Federal Credit Union leads on 1 and Polish National Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.