Side-by-side · Q2 2026 data
Gfa Federal Credit Union vs Webster First Federal Credit Union
Credit union
Webster First Federal Credit Union
Worcester, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Gfa Federal Credit Union | Webster First Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 87 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 14 | 90 (stronger) |
| Funding & liquidity | 78 (stronger) | 50 |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 12th | 96th |
| Total assets | $747.3M | $1.5B |
| Deposits / shares | $617.1M | $1.1B |
| Capital ratio | 9.16% | 19.66% (stronger) |
| Problem loans | 0.75% | 0.41% (stronger) |
| Net charge-offs | 0.29% | 0.05% (stronger) |
| Return on assets | -0.14% | 1.76% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 125.5% |
| Uninsured deposits | 11.0% | 9.7% (stronger) |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 21.0% |
Webster First Federal Credit Union has the higher TellerScore (87 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Gfa Federal Credit Union leads on 1 and Webster First Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.