Side-by-side · Q2 2026 data
Gibbons and Reed Employees Federal Credit Union vs Wiremen'S Credit Union
Credit union
Gibbons and Reed Employees Federal Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | Gibbons and Reed Employees Federal Credit Union | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 51 | 96 (stronger) |
| Earnings | 55 | 63 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 59th | 92nd |
| Total assets | $6.5M | $40.6M |
| Deposits / shares | $5.3M | $33.5M |
| Capital ratio | 17.64% (stronger) | 17.01% |
| Problem loans | 1.47% | 0.11% (stronger) |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | 0.87% | 1.07% (stronger) |
| Loans ÷ deposits | 30.9% (stronger) | 51.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 78). On the 6 directional measures above (where higher or lower is clearly better), Gibbons and Reed Employees Federal Credit Union leads on 2 and Wiremen'S Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.