Side-by-side · Q2 2026 data
Gibsland Bank & Trust Company vs Lion Federal Credit Union
Metric by metric
| Measure | Gibsland Bank & Trust Company | Lion Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 80 | 97 (stronger) |
| Earnings | 73 | 82 (stronger) |
| Funding & liquidity | 58 | 77 (stronger) |
| Problem-loan coverage | 74 | 99 (stronger) |
| Peer percentile | 80th | 92nd |
| Total assets | $574.3M | $18.0M |
| Deposits / shares | $459.0M | $14.5M |
| Capital ratio | 16.50% | 18.72% (stronger) |
| Problem loans | 0.61% | 0.09% (stronger) |
| Net charge-offs | 0.08% | -0.20% (stronger) |
| Return on assets | 1.32% | 1.56% (stronger) |
| Loans ÷ deposits | 92.5% | 83.1% (stronger) |
| Uninsured deposits | 24.1% | 0.0% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lion Federal Credit Union has the higher TellerScore (92 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Gibsland Bank & Trust Company leads on 0 and Lion Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.