TellerScore

Lion Federal Credit Union is a federal credit union headquartered in El Dorado, Arkansas, in business for about 90 years. At the end of Q2 2026 it reported $18.0M in total assets and $14.5M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Lion Federal Credit Union scores 92/100, which we describe as very strong. That is higher than 92% of 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 3rd. Its strongest component is capital cushion (100/100; 18.72%), and its lowest is funding & liquidity (77/100; 83% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.72%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.09%
Earnings82/100
Return on assets (annualized): 1.56%
Funding & liquidity77/100
Loans ÷ shares: 83.1% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (81 → 92), mostly because the earnings component improved by 40 points.

TellerScore
698396Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202496
Q3 202491
Q4 202489
Q1 202569
Q2 202581
Q3 202587
Q4 202590
Q1 202691
Q2 202692
Net worth ratio
7.00%12.86%18.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.14%
Q3 202417.49%
Q4 202417.38%
Q1 202517.26%
Q2 202517.57%
Q3 202517.93%
Q4 202518.60%
Q1 202618.18%
Q2 202618.72%
Delinquent loans (60+ days)
0.00%0.40%0.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.06%
Q3 20240.44%
Q4 20240.33%
Q1 20250.79%
Q2 20250.35%
Q3 20250.03%
Q4 20250.00%
Q1 20260.04%
Q2 20260.09%
Return on assets
-0.50%0.81%2.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.12%
Q3 20241.83%
Q4 20241.48%
Q1 2025-0.50%
Q2 20250.56%
Q3 20250.91%
Q4 20251.23%
Q1 20261.39%
Q2 20261.56%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$18.0M18.72%0.09%1.56%83.1%
Q1 202691$18.1M18.18%0.04%1.39%82.5%
Q4 202590$17.3M18.60%0.00%1.23%86.9%
Q3 202587$17.5M17.93%0.03%0.91%85.1%
Q2 202581$17.5M17.57%0.35%0.56%87.9%
Q1 202569$17.4M17.26%0.79%-0.50%85.7%
Q4 202489$17.4M17.38%0.33%1.48%85.6%
Q3 202491$17.3M17.49%0.44%1.83%84.6%
Q2 202496$17.3M17.14%0.06%2.12%81.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.72%
73rd
Problem loans0.09%
81st
Net charge-offs-0.20%
96th
Return on assets1.56%
86th
Loans to deposits83.1%
16th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.3%
78th

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
L R F D Federal Credit UnionCredit union Little Rock, AR59 out of 100, Moderate$18.4M17.8%6.75%vs
Electric CooperativesCredit union Little Rock, AR94 out of 100, Very strong$18.6M15.2%0.08%vs
White County Federal Credit UnionCredit union Searcy, AR65 out of 100, Moderate$17.0M17.7%2.58%vs
Northwest Arkansas Federal Credit UnionCredit union Fayetteville, AR66 out of 100, Moderate$19.8M9.6%0.91%vs
River Town Federal Credit UnionCredit union Fort Smith, AR76 out of 100, Strong$15.2M14.9%0.24%vs
Two Rivers Federal Credit UnionCredit union Arkadelphia, AR39 out of 100, Low$13.8M12.1%3.89%vs

Deposit insurance

Is my money safe at Lion Federal Credit Union?

Yes. Lion Federal Credit Union is a federally insured credit union (NCUA charter #24437). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.72%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Lion Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lion Federal Credit Union
Type
Federal credit union
NCUA charter #
24437
RSSD ID
416599
Primary regulator
NCUA
Established
1936
Headquarters
Po Box 10580, El Dorado, AR 71730
Employees
6

Quick answers

Lion Federal Credit Union: common questions

Is Lion Federal Credit Union NCUA insured?

Yes. Lion Federal Credit Union is a federally insured credit union (NCUA charter #24437). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lion Federal Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lion Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near El Dorado

InstitutionScoreAssetsCapitalProblem loansCompare
Gibsland Bank & Trust CompanyBank Gibsland, LA81 out of 100, Strong$574.3M16.5%0.61%vs
Red River Employees Federal Credit UnionCredit union Texarkana, TX77 out of 100, Strong$1.6B13.9%0.94%vs
River Valley Community Federal Credit UnionCredit union Camden, AR74 out of 100, Strong$64.3M13.9%1.25%vs
Smackover State BankBank Smackover, AR68 out of 100, Moderate$252.4M11.0%0.83%vs
Regions BankBank Birmingham, AL64 out of 100, Moderate$159.8B9.5%0.93%vs
Generations BankBank Rogers, AR63 out of 100, Moderate$1.1B11.5%1.51%vs