Side-by-side · Q2 2026 data
Gilmer National Bank, Gilmer, Texas vs East Texas Professional Credit Union
Credit union
East Texas Professional Credit Union
Longview, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Gilmer National Bank, Gilmer, Texas | East Texas Professional Credit Union |
|---|---|---|
| TellerScore | 40 | 90 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 0 | 86 (stronger) |
| Earnings | 47 | 91 (stronger) |
| Funding & liquidity | 79 (stronger) | 75 |
| Problem-loan coverage | 43 | 95 (stronger) |
| Peer percentile | 2nd | 98th |
| Total assets | $374.5M | $1.4B |
| Deposits / shares | $340.4M | $1.2B |
| Capital ratio | 9.69% | 19.38% (stronger) |
| Problem loans | 3.70% | 0.41% (stronger) |
| Net charge-offs | 0.22% (stronger) | 0.38% |
| Return on assets | 0.68% | 1.78% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 84.9% |
| Uninsured deposits | 16.8% | 2.1% (stronger) |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 23.5% |
East Texas Professional Credit Union has the higher TellerScore (90 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Gilmer National Bank, Gilmer, Texas leads on 2 and East Texas Professional Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Longview, TX
- Gilmer, TX