Side-by-side · Q2 2026 data
Gilmer National Bank, Gilmer, Texas vs Lamar National Bank
Metric by metric
| Measure | Gilmer National Bank, Gilmer, Texas | Lamar National Bank |
|---|---|---|
| TellerScore | 40 | 73 (stronger) |
| Capital cushion | 47 | 56 (stronger) |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 47 | 49 (stronger) |
| Funding & liquidity | 79 | 90 (stronger) |
| Problem-loan coverage | 43 | 95 (stronger) |
| Peer percentile | 2nd | 53rd |
| Total assets | $374.5M | $375.9M |
| Deposits / shares | $340.4M | $335.9M |
| Capital ratio | 9.69% | 10.64% (stronger) |
| Problem loans | 3.70% | 0.15% (stronger) |
| Net charge-offs | 0.22% | 0.05% (stronger) |
| Return on assets | 0.68% | 0.73% (stronger) |
| Loans ÷ deposits | 79.4% | 64.9% (stronger) |
| Uninsured deposits | 16.8% (stronger) | 19.5% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 21.2% |
Lamar National Bank has the higher TellerScore (73 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Gilmer National Bank, Gilmer, Texas leads on 1 and Lamar National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.