Side-by-side · Q2 2026 data
Gilmer National Bank, Gilmer, Texas vs Yoakum Bank
Metric by metric
| Measure | Gilmer National Bank, Gilmer, Texas | Yoakum Bank |
|---|---|---|
| TellerScore | 40 | 73 (stronger) |
| Capital cushion | 47 (stronger) | 44 |
| Loan quality | 0 | 94 (stronger) |
| Earnings | 47 | 73 (stronger) |
| Funding & liquidity | 79 | 81 (stronger) |
| Problem-loan coverage | 43 | 98 (stronger) |
| Peer percentile | 2nd | 53rd |
| Total assets | $374.5M | $385.8M |
| Deposits / shares | $340.4M | $350.4M |
| Capital ratio | 9.69% (stronger) | 9.43% |
| Problem loans | 3.70% | 0.19% (stronger) |
| Net charge-offs | 0.22% | 0.01% (stronger) |
| Return on assets | 0.68% | 1.31% (stronger) |
| Loans ÷ deposits | 79.4% | 63.4% (stronger) |
| Uninsured deposits | 16.8% (stronger) | 29.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 20.0% |
Yoakum Bank has the higher TellerScore (73 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Gilmer National Bank, Gilmer, Texas leads on 2 and Yoakum Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.