Side-by-side · Q2 2026 data
Glacier Bank vs Freedom Bank
Metric by metric
| Measure | Glacier Bank | Freedom Bank |
|---|---|---|
| TellerScore | 68 | 78 (stronger) |
| Capital cushion | 51 | 72 (stronger) |
| Loan quality | 86 (stronger) | 82 |
| Earnings | 68 | 94 (stronger) |
| Funding & liquidity | 54 (stronger) | 51 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 66th | 72nd |
| Total assets | $31.6B | $157.3M |
| Deposits / shares | $24.9B | $138.8M |
| Capital ratio | 10.10% | 12.25% (stronger) |
| Problem loans | 0.42% (stronger) | 0.54% |
| Net charge-offs | 0.08% | -0.00% (stronger) |
| Return on assets | 1.20% | 1.84% (stronger) |
| Loans ÷ deposits | 85.1% (stronger) | 98.3% |
| Uninsured deposits | 34.0% | 24.7% (stronger) |
| Offices | 236 | 1 |
| CFPB complaints (3 yrs) | 71 | — |
| Complaints per $1B deposits | 2.9 | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Freedom Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Glacier Bank leads on 2 and Freedom Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Columbia Falls, MT