Glacier Bank (FDIC certificate #30788) is based in Kalispell, Montana. Its Q2 2026 call report shows $31.6B in total assets and $24.9B in deposits and 261 offices across 9 states.
Based on its Q2 2026 filing, Glacier Bank scores 68/100, which we describe as moderate. That is higher than 66% of 132 banks with $10 billion – $100 billion. Among 35 banks headquartered in Montana, it ranks 22nd. Its strongest component is problem-loan coverage (96/100; 2.0%), and its lowest is capital cushion (51/100; 10.10%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (65 → 68), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 65 |
| Q2 2025 | 65 |
| Q3 2025 | 65 |
| Q4 2025 | 65 |
| Q1 2026 | 67 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.09% |
| Q3 2024 | 8.90% |
| Q4 2024 | 8.77% |
| Q1 2025 | 9.07% |
| Q2 2025 | 9.47% |
| Q3 2025 | 9.38% |
| Q4 2025 | 9.33% |
| Q1 2026 | 9.80% |
| Q2 2026 | 10.10% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.10% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.25% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.33% |
| Q1 2026 | 0.37% |
| Q2 2026 | 0.42% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.61% |
| Q3 2024 | 0.66% |
| Q4 2024 | 0.73% |
| Q1 2025 | 0.84% |
| Q2 2025 | 0.83% |
| Q3 2025 | 0.89% |
| Q4 2025 | 0.90% |
| Q1 2026 | 1.10% |
| Q2 2026 | 1.20% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $31.6B | 10.10% | 0.42% | 1.20% | 85.1% |
| Q1 2026 | 67 | $31.7B | 9.80% | 0.37% | 1.10% | 83.5% |
| Q4 2025 | 65 | $32.0B | 9.33% | 0.33% | 0.90% | 83.6% |
| Q3 2025 | 65 | $29.0B | 9.38% | 0.28% | 0.89% | 84.3% |
| Q2 2025 | 65 | $29.0B | 9.47% | 0.25% | 0.83% | 84.2% |
| Q1 2025 | 65 | $27.8B | 9.07% | 0.22% | 0.84% | 81.9% |
| Q4 2024 | 64 | $27.9B | 8.77% | 0.15% | 0.73% | 82.5% |
| Q3 2024 | 64 | $28.2B | 8.90% | 0.16% | 0.66% | 81.5% |
| Q2 2024 | 64 | $27.8B | 9.09% | 0.10% | 0.61% | 82.4% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Montana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Interstate BankBank Billings, MT | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% | vs |
Deposit insurance
Is my money safe at Glacier Bank?
Yes. Glacier Bank is an FDIC-insured institution (FDIC certificate #30788). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 34.0% of deposits ($8.4B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.10%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.21% (benchmark: 10%).
261 locations
Branches
Glacier Bank lists 236 offices in 185 cities across 9 states. Most locations:
- Billings, MT (6)
- Boise, ID (5)
- Bozeman, MT (5)
- Kalispell, MT (4)
- Reno, NV (4)
- Helena, MT (3)
- Idaho Falls, ID (3)
- Layton, UT (3)
- Missoula, MT (3)
- Nampa, ID (3)
- Texarkana, TX (3)
- Butte, MT (2)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 71 consumer complaints about Glacier Bancorp Inc. to the company (36 in the last 12 months). 98.6% received a timely response. That is 2.9 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, Glacier Bank reported 7,492 home-loan applications under HMDA (LEI 549300ESRQ6OLBB56N04): 4,789 originated ($1,959,385,000 total), 1,218 denied, and 1,416 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Glacier Bank
- Former names
- Glacier Bank F.S.B.; First Federal Savings Bank of Montana
- Type
- State-chartered bank
- FDIC certificate #
- 30788
- RSSD ID
- 2634191
- Primary regulator
- FDIC
- Holding company
- Glacier Bcorp Inc
- Established
- July 15, 1955
- Headquarters
- 49 Commons Loop, Kalispell, MT 59901
- Website
- www.glacierbank.com
- Employees
- 4,118
Quick answers
Glacier Bank: common questions
Is Glacier Bank FDIC insured?
Yes. Glacier Bank is an FDIC-insured institution (FDIC certificate #30788). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Glacier Bank's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Glacier Bank ever failed?
There is no failure record for FDIC certificate #30788 in the FDIC failed bank list.
How many branches does Glacier Bank have?
261 offices as of the latest FDIC data, in 9 states.
Nearby
Highest-scoring banks and credit unions with branches near Kalispell
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| American BankBank Bozeman, MT | 79 out of 100, Strong | $630.4M | 11.1% | 0.00% | vs |
| Freedom BankBank Columbia Falls, MT | 78 out of 100, Strong | $157.3M | 12.2% | 0.54% | vs |
| Whitefish Credit Union AssociationCredit union Whitefish, MT | 76 out of 100, Strong | $2.1B | 12.7% | 0.15% | vs |
| First Montana Bank, Inc.Bank Missoula, MT | 73 out of 100, Strong | $530.3M | 10.2% | 0.13% | vs |
| Valley Bank of KalispellBank Kalispell, MT | 72 out of 100, Strong | $218.1M | 9.5% | 0.35% | vs |
| Three Rivers Bank of MontanaBank Kalispell, MT | 71 out of 100, Strong | $293.1M | 11.7% | 0.93% | vs |