Side-by-side · Q2 2026 data
Glacier Bank vs Ravalli County Federal Credit Union
Credit union
Ravalli County Federal Credit Union
Hamilton, Montana · Under $100 million in assets
Metric by metric
| Measure | Glacier Bank | Ravalli County Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 92 (stronger) |
| Capital cushion | 51 | 89 (stronger) |
| Loan quality | 86 | 99 (stronger) |
| Earnings | 68 | 92 (stronger) |
| Funding & liquidity | 54 | 85 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 66th | 92nd |
| Total assets | $31.6B | $89.4M |
| Deposits / shares | $24.9B | $75.7M |
| Capital ratio | 10.10% | 13.87% (stronger) |
| Problem loans | 0.42% | 0.02% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.31% |
| Return on assets | 1.20% | 1.80% (stronger) |
| Loans ÷ deposits | 85.1% | 75.6% (stronger) |
| Uninsured deposits | 34.0% | 3.3% (stronger) |
| Offices | 236 | 1 |
| CFPB complaints (3 yrs) | 71 | — |
| Complaints per $1B deposits | 2.9 | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Ravalli County Federal Credit Union has the higher TellerScore (92 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Glacier Bank leads on 1 and Ravalli County Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.