Side-by-side · Q2 2026 data
Glacier Bank vs Southwest Montana Community Federal Credit Union
Credit union
Southwest Montana Community Federal Credit Union
Anaconda, Montana · $100 million – $1 billion
Metric by metric
| Measure | Glacier Bank | Southwest Montana Community Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 51 | 66 (stronger) |
| Loan quality | 86 (stronger) | 38 |
| Earnings | 68 (stronger) | 15 |
| Funding & liquidity | 54 | 98 (stronger) |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 66th | 12th |
| Total assets | $31.6B | $203.3M |
| Deposits / shares | $24.9B | $182.7M |
| Capital ratio | 10.10% | 11.63% (stronger) |
| Problem loans | 0.42% (stronger) | 1.85% |
| Net charge-offs | 0.08% (stronger) | 0.96% |
| Return on assets | 1.20% (stronger) | -0.13% |
| Loans ÷ deposits | 85.1% | 62.2% (stronger) |
| Uninsured deposits | 34.0% | 4.7% (stronger) |
| Offices | 236 | 5 |
| CFPB complaints (3 yrs) | 71 | — |
| Complaints per $1B deposits | 2.9 | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Glacier Bank has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Glacier Bank leads on 4 and Southwest Montana Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Butte, MT
- Anaconda, MT
- Whitehall, MT