Side-by-side · Q2 2026 data
Glamorgan Employees Federal Credit Union vs Beacon Credit Union, Incorporated
Credit union
Glamorgan Employees Federal Credit Union
Lynchburg, Virginia · Under $100 million in assets
Metric by metric
| Measure | Glamorgan Employees Federal Credit Union | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 50 | 74 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 0 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 49 | 94 (stronger) |
| Peer percentile | 9th | 63rd |
| Total assets | $2.0M | $391.6M |
| Deposits / shares | $1.5M | $342.0M |
| Capital ratio | 23.00% (stronger) | 11.60% |
| Problem loans | 17.09% | 0.24% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.29% |
| Return on assets | -2.91% | 1.08% (stronger) |
| Loans ÷ deposits | 47.5% (stronger) | 99.8% |
| Uninsured deposits | 0.0% (stronger) | 2.5% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beacon Credit Union, Incorporated has the higher TellerScore (74 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Glamorgan Employees Federal Credit Union leads on 4 and Beacon Credit Union, Incorporated on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.