Side-by-side · Q2 2026 data
Glass Cap Federal Credit Union vs York Educational Federal Credit Union
Credit union
Glass Cap Federal Credit Union
Connellsville, Pennsylvania · Under $100 million in assets
Credit union
York Educational Federal Credit Union
York, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Glass Cap Federal Credit Union | York Educational Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 75 | 95 (stronger) |
| Earnings | 79 (stronger) | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 87th | 49th |
| Total assets | $45.4M | $43.5M |
| Deposits / shares | $36.9M | $38.7M |
| Capital ratio | 18.28% (stronger) | 10.65% |
| Problem loans | 0.76% | 0.16% (stronger) |
| Net charge-offs | 0.28% (stronger) | 0.70% |
| Return on assets | 1.47% (stronger) | 0.56% |
| Loans ÷ deposits | 50.4% (stronger) | 53.9% |
| Uninsured deposits | 0.0% (stronger) | 2.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Glass Cap Federal Credit Union has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Glass Cap Federal Credit Union leads on 6 and York Educational Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.