TellerScore

Headquartered in Connellsville, Pennsylvania, Glass Cap Federal Credit Union is a federal credit union with $45.4M in total assets and $36.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.

Glass Cap Federal Credit Union has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 42nd. Capital cushion contributes the most (100/100, 18.28%); loan quality contributes the least (75/100, 0.76%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.28%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.76%
Earnings79/100
Return on assets (annualized): 1.47%
Funding & liquidity100/100
Loans ÷ shares: 50.4% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (94 → 89), mostly because the earnings component weakened by 21 points.

TellerScore
869094Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202493
Q4 202492
Q1 202594
Q2 202594
Q3 202590
Q4 202588
Q1 202686
Q2 202689
Net worth ratio
7.00%12.64%18.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.23%
Q3 202415.17%
Q4 202415.53%
Q1 202515.45%
Q2 202516.35%
Q3 202517.38%
Q4 202518.05%
Q1 202617.80%
Q2 202618.28%
Delinquent loans (60+ days)
0.66%1.01%1.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.91%
Q3 20240.79%
Q4 20240.94%
Q1 20250.71%
Q2 20250.66%
Q3 20251.17%
Q4 20251.35%
Q1 20260.99%
Q2 20260.76%
Return on assets
1.33%1.97%2.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.46%
Q3 20242.60%
Q4 20242.39%
Q1 20252.08%
Q2 20252.27%
Q3 20252.40%
Q4 20252.56%
Q1 20261.33%
Q2 20261.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$45.4M18.28%0.76%1.47%50.4%
Q1 202686$45.6M17.80%0.99%1.33%50.6%
Q4 202588$44.1M18.05%1.35%2.56%52.6%
Q3 202590$43.8M17.38%1.17%2.40%54.0%
Q2 202594$44.9M16.35%0.66%2.27%53.5%
Q1 202594$45.7M15.45%0.71%2.08%53.0%
Q4 202492$44.0M15.53%0.94%2.39%56.4%
Q3 202493$43.7M15.17%0.79%2.60%57.1%
Q2 202490$44.4M14.23%0.91%2.46%55.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.28%
71st
Problem loans0.76%
48th
Net charge-offs0.28%
40th
Return on assets1.47%
84th
Loans to deposits50.4%
63rd
Uninsured deposits0.0%
63rd
Loan-loss reserves0.00%
37th
Texas ratio1.7%
56th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
North Districts Credit UnionCredit union Gibsonia, PA65 out of 100, Moderate$45.4M15.4%4.70%vs
R-S Bellco Federal Credit UnionCredit union New Brighton, PA57 out of 100, Moderate$44.5M7.2%0.86%vs
Wyrope Williamsport Federal Credit UnionCredit union S Williamsport, PA81 out of 100, Strong$43.8M14.6%1.08%vs
Bessemer System Federal Credit UnionCredit union Greenville, PA74 out of 100, Strong$47.3M11.7%0.65%vs
York Educational Federal Credit UnionCredit union York, PA74 out of 100, Strong$43.5M10.7%0.16%vs
Vantage Trust Federal Credit UnionCredit union Wilkes Barre, PA50 out of 100, Below average$47.7M7.3%1.23%vs

Deposit insurance

Is my money safe at Glass Cap Federal Credit Union?

Yes. Glass Cap Federal Credit Union is a federally insured credit union (NCUA charter #13733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($14K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Glass Cap Federal Credit Union lists 1 office in 1 city. Most locations:

  • Connellsville, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Glass Cap Federal Credit Union
Type
Federal credit union
NCUA charter #
13733
RSSD ID
244783
Primary regulator
NCUA
Established
1960
Headquarters
241 N Pittsburgh St, Connellsville, PA 15425
Employees
10

Quick answers

Glass Cap Federal Credit Union: common questions

Is Glass Cap Federal Credit Union NCUA insured?

Yes. Glass Cap Federal Credit Union is a federally insured credit union (NCUA charter #13733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Glass Cap Federal Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Glass Cap Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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