Side-by-side · Q2 2026 data
Glenwood State Bank (Incorporated) vs Lake Elmo Bank
Metric by metric
| Measure | Glenwood State Bank (Incorporated) | Lake Elmo Bank |
|---|---|---|
| TellerScore | 54 | 74 (stronger) |
| Capital cushion | 53 | 66 (stronger) |
| Loan quality | 32 | 72 (stronger) |
| Earnings | 88 | 91 (stronger) |
| Funding & liquidity | 38 | 65 (stronger) |
| Problem-loan coverage | 68 | 86 (stronger) |
| Peer percentile | 10th | 57th |
| Total assets | $545.2M | $529.7M |
| Deposits / shares | $469.4M | $462.6M |
| Capital ratio | 10.28% | 11.62% (stronger) |
| Problem loans | 2.03% | 0.84% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.14% |
| Return on assets | 1.70% | 1.79% (stronger) |
| Loans ÷ deposits | 103.1% | 91.3% (stronger) |
| Uninsured deposits | 32.3% | 18.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
Lake Elmo Bank has the higher TellerScore (74 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Glenwood State Bank (Incorporated) leads on 1 and Lake Elmo Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.