Side-by-side · Q2 2026 data
Global Innovations Bank vs Mid-Central National Bank
Metric by metric
| Measure | Global Innovations Bank | Mid-Central National Bank |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 35 | 99 (stronger) |
| Loan quality | 99 (stronger) | 75 |
| Earnings | 75 (stronger) | 44 |
| Funding & liquidity | 68 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 43rd | 68th |
| Total assets | $120.1M | $117.1M |
| Deposits / shares | $109.4M | $94.9M |
| Capital ratio | 8.47% | 14.91% (stronger) |
| Problem loans | 0.03% (stronger) | 0.76% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.37% (stronger) | 0.60% |
| Loans ÷ deposits | 72.1% (stronger) | 93.2% |
| Uninsured deposits | 32.8% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Central National Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Global Innovations Bank leads on 4 and Mid-Central National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.