Headquartered in Kiester, Minnesota, Global Innovations Bank is a state-chartered bank with $120.1M in total assets and $109.4M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1889.
Based on its Q2 2026 filing, Global Innovations Bank scores 70/100, which we describe as strong. That is higher than only 43% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 109th. Its strongest component is problem-loan coverage (100/100; 0.2%), and its lowest is capital cushion (35/100; 8.47%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (62 → 70), mostly because the earnings component improved by 50 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 81 |
| Q4 2024 | 76 |
| Q1 2025 | 62 |
| Q2 2025 | 62 |
| Q3 2025 | 57 |
| Q4 2025 | 55 |
| Q1 2026 | 45 |
| Q2 2026 | 70 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.15% |
| Q3 2024 | 11.92% |
| Q4 2024 | 11.37% |
| Q1 2025 | 9.41% |
| Q2 2025 | 8.97% |
| Q3 2025 | 9.15% |
| Q4 2025 | 8.61% |
| Q1 2026 | 8.44% |
| Q2 2026 | 8.47% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.05% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.02% |
| Q2 2025 | 0.12% |
| Q3 2025 | 0.94% |
| Q4 2025 | 0.86% |
| Q1 2026 | 2.04% |
| Q2 2026 | 0.03% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 1.30% |
| Q4 2024 | 0.92% |
| Q1 2025 | -0.18% |
| Q2 2025 | 0.12% |
| Q3 2025 | 0.43% |
| Q4 2025 | 0.45% |
| Q1 2026 | 0.73% |
| Q2 2026 | 1.37% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $120.1M | 8.47% | 0.03% | 1.37% | 72.1% |
| Q1 2026 | 45 | $111.3M | 8.44% | 2.04% | 0.73% | 70.3% |
| Q4 2025 | 55 | $118.5M | 8.61% | 0.86% | 0.45% | 52.7% |
| Q3 2025 | 57 | $95.6M | 9.15% | 0.94% | 0.43% | 61.0% |
| Q2 2025 | 62 | $98.9M | 8.97% | 0.12% | 0.12% | 55.2% |
| Q1 2025 | 62 | $95.0M | 9.41% | 0.02% | -0.18% | 52.9% |
| Q4 2024 | 76 | $87.5M | 11.37% | 0.04% | 0.92% | 49.2% |
| Q3 2024 | 81 | $73.9M | 11.92% | 0.05% | 1.30% | 55.6% |
| Q2 2024 | 80 | $73.3M | 12.15% | 0.17% | 1.26% | 51.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Heritage Bank MinnesotaBank West Concord, MN | 57 out of 100, Moderate | $120.9M | 7.3% | 0.64% | vs |
| Key Community BankBank Inver Grove Heights, MN | 57 out of 100, Moderate | $121.0M | 10.7% | 0.00% | vs |
| First State Bank of BigforkBank Bigfork, MN | 46 out of 100, Below average | $117.4M | 11.3% | 6.39% | vs |
| Mid-Central National BankBank Wadena, MN | 77 out of 100, Strong | $117.1M | 14.9% | 0.76% | vs |
| State Bank of New RichlandBank New Richland, MN | 73 out of 100, Strong | $124.2M | 10.0% | 0.29% | vs |
| Rushford State Bank (Incorporated)Bank Rushford, MN | 54 out of 100, Below average | $114.7M | 7.0% | 0.93% | vs |
Deposit insurance
Is my money safe at Global Innovations Bank?
Yes. Global Innovations Bank is an FDIC-insured institution (FDIC certificate #5175). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.8% of deposits ($35.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.47%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.48% (benchmark: 10%).
1 location
Branches
Global Innovations Bank lists 1 office in 1 city. Most locations:
- Kiester, MN (1)
Identity & history
Profile
- Legal name
- Global Innovations Bank
- Former names
- First State Bank of Kiester; The First National Bank of Kiester
- Type
- State-chartered bank
- FDIC certificate #
- 5175
- RSSD ID
- 1015458
- Primary regulator
- FDIC
- Holding company
- Global Innovations Holdings
- Established
- January 1, 1889
- Headquarters
- 101 N Main St, Kiester, MN 56051
- Website
- www.gibank.com
- Employees
- 25
Quick answers
Global Innovations Bank: common questions
Is Global Innovations Bank FDIC insured?
Yes. Global Innovations Bank is an FDIC-insured institution (FDIC certificate #5175). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Global Innovations Bank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Global Innovations Bank ever failed?
There is no failure record for FDIC certificate #5175 in the FDIC failed bank list.
How many branches does Global Innovations Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Kiester
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Community Credit UnionCredit union Fort Dodge, IA | 88 out of 100, Very strong | $253.6M | 19.1% | 0.73% | vs |
| Arcadian BankBank Hartland, MN | 85 out of 100, Very strong | $242.1M | 12.0% | 0.10% | vs |
| Trades & Labor Federal Credit UnionCredit union Albert Lea, MN | 85 out of 100, Very strong | $23.0M | 15.3% | 1.04% | vs |
| Farmers Trust and Savings BankBank Buffalo Center, IA | 74 out of 100, Strong | $422.7M | 9.9% | 0.06% | vs |
| Farmers State BankBank Northwood, IA | 74 out of 100, Strong | $221.4M | 12.7% | 0.77% | vs |
| State Bank of EastonBank Easton, MN | 74 out of 100, Strong | $28.4M | 13.8% | 1.60% | vs |