Side-by-side · Q2 2026 data
Global One Bank vs Citizens State Bank
Metric by metric
| Measure | Global One Bank | Citizens State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 66 |
| Capital cushion | 95 (stronger) | 79 |
| Loan quality | 91 (stronger) | 34 |
| Earnings | 66 | 86 (stronger) |
| Funding & liquidity | 63 (stronger) | 60 |
| Problem-loan coverage | 98 (stronger) | 77 |
| Peer percentile | 86th | 40th |
| Total assets | $333.2M | $1.2B |
| Deposits / shares | $274.5M | $1.1B |
| Capital ratio | 14.47% (stronger) | 12.95% |
| Problem loans | 0.27% (stronger) | 1.99% |
| Net charge-offs | 0.00% (stronger) | 0.29% |
| Return on assets | 1.14% | 1.65% (stronger) |
| Loans ÷ deposits | 89.2% | 71.6% (stronger) |
| Uninsured deposits | 22.8% (stronger) | 40.8% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
Global One Bank has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Global One Bank leads on 5 and Citizens State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.