TellerScore

Headquartered in Houston, Texas, Global One Bank is a state-chartered bank with $333.2M in total assets and $274.5M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1907.

Based on its Q2 2026 filing, Global One Bank scores 84/100, which we describe as strong. That is higher than 86% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 55th. Its strongest component is problem-loan coverage (98/100; 1.1%), and its lowest is funding & liquidity (63/100; 89% loans-to-deposits, 23% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion95/100
Tier 1 leverage ratio: 14.47%
Loan quality91/100
Noncurrent loans ÷ total loans: 0.27%
Earnings66/100
Return on assets (annualized): 1.14%
Funding & liquidity63/100
Loans ÷ deposits and uninsured-deposit share: 89.2% · 22.8% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (91 → 84), mostly because the earnings component weakened by 18 points.

TellerScore
748391Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202479
Q4 202480
Q1 202587
Q2 202591
Q3 202589
Q4 202589
Q1 202674
Q2 202684
Tier 1 leverage ratio
5.00%10.88%16.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.44%
Q3 202413.13%
Q4 202416.41%
Q1 202516.76%
Q2 202515.04%
Q3 202514.55%
Q4 202514.30%
Q1 202614.31%
Q2 202614.47%
Noncurrent loans
0.00%0.13%0.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.06%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.26%
Q2 20260.27%
Return on assets
0.20%0.97%1.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.73%
Q3 20240.66%
Q4 20240.49%
Q1 20251.26%
Q2 20251.59%
Q3 20251.51%
Q4 20251.73%
Q1 20260.20%
Q2 20261.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$333.2M14.47%0.27%1.14%89.2%
Q1 202674$317.0M14.31%0.26%0.20%96.5%
Q4 202589$314.7M14.30%0.00%1.73%93.2%
Q3 202589$294.0M14.55%0.00%1.51%96.0%
Q2 202591$283.7M15.04%0.00%1.59%91.1%
Q1 202587$258.8M16.76%0.00%1.26%92.0%
Q4 202480$224.8M16.41%0.06%0.49%91.3%
Q3 202479$188.9M13.13%0.00%0.66%80.0%
Q2 202481$165.1M14.44%0.00%0.73%92.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.47%
84th
Total risk-based capital19.63%
86th
Problem loans0.27%
59th
Net charge-offs0.00%
68th
Return on assets1.14%
44th
Net interest margin4.03%
55th
Efficiency ratio65.9%
40th
Loans to deposits89.2%
28th
Uninsured deposits22.8%
54th
Loan-loss reserves1.20%
51st
Texas ratio1.1%
67th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Texana Bank, National AssociationBank Linden, TX53 out of 100, Below average$330.6M9.1%1.36%vs
Commercial National Bank of TexarkanaBank Texarkana, TX58 out of 100, Moderate$330.1M10.0%1.99%vs
Security State BankBank Farwell, TX88 out of 100, Very strong$338.0M14.6%0.03%vs
Integrity Bank SSBBank Houston, TX78 out of 100, Strong$339.6M14.5%0.00%vs
Columbus State BankBank Columbus, TX86 out of 100, Very strong$326.5M14.5%0.00%vs
The National Bank of AndrewsBank Andrews, TX49 out of 100, Below average$340.5M10.1%3.05%vs

Deposit insurance

Is my money safe at Global One Bank?

Yes. Global One Bank is an FDIC-insured institution (FDIC certificate #11570). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.8% of deposits ($62.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.47%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.63% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Global One Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Global One Bank
Former names
Chappell Hill Bank; Farmers State Bank
Type
State-chartered bank
FDIC certificate #
11570
RSSD ID
748357
Primary regulator
FDIC
Holding company
Global One Bancshares Inc
Established
January 1, 1907
Headquarters
1400 Blalock Rd, Houston, TX 77055
Employees
38

Quick answers

Global One Bank: common questions

Is Global One Bank FDIC insured?

Yes. Global One Bank is an FDIC-insured institution (FDIC certificate #11570). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Global One Bank's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Global One Bank ever failed?

There is no failure record for FDIC certificate #11570 in the FDIC failed bank list.

How many branches does Global One Bank have?

2 offices as of the latest FDIC data.

Nearby

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