Side-by-side · Q2 2026 data
GN Bank vs North County Savings Bank
Metric by metric
| Measure | GN Bank | North County Savings Bank |
|---|---|---|
| TellerScore | 53 | 68 (stronger) |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 29 | 37 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 24 | 100 (stronger) |
| Peer percentile | 12th | 33rd |
| Total assets | $59.8M | $63.2M |
| Deposits / shares | $50.6M | $57.9M |
| Capital ratio | 16.06% (stronger) | 8.45% |
| Problem loans | 13.11% | 0.00% (stronger) |
| Net charge-offs | 1.82% | 0.04% (stronger) |
| Return on assets | 0.23% | 0.42% (stronger) |
| Loans ÷ deposits | 49.1% | 48.9% (stronger) |
| Uninsured deposits | 3.7% (stronger) | 4.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North County Savings Bank has the higher TellerScore (68 vs 53). On the 7 directional measures above (where higher or lower is clearly better), GN Bank leads on 2 and North County Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.