Side-by-side · Q2 2026 data
GNB Bank vs Cedar Rapids Bank and Trust Company
Metric by metric
| Measure | GNB Bank | Cedar Rapids Bank and Trust Company |
|---|---|---|
| TellerScore | 76 | 87 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 79 | 82 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 51 (stronger) | 43 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 64th | 98th |
| Total assets | $621.3M | $2.9B |
| Deposits / shares | $498.0M | $2.1B |
| Capital ratio | 12.22% | 16.94% (stronger) |
| Problem loans | 0.62% | 0.54% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.23% |
| Return on assets | 1.68% | 2.72% (stronger) |
| Loans ÷ deposits | 88.5% (stronger) | 95.8% |
| Uninsured deposits | 34.1% | 34.0% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 5.9% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), GNB Bank leads on 2 and Cedar Rapids Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.