Side-by-side · Q2 2026 data
GNB Bank vs Iowa Falls State Bank
Metric by metric
| Measure | GNB Bank | Iowa Falls State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 72 (stronger) | 36 |
| Loan quality | 79 | 92 (stronger) |
| Earnings | 87 (stronger) | 67 |
| Funding & liquidity | 51 | 94 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 64th | 47th |
| Total assets | $621.3M | $201.5M |
| Deposits / shares | $498.0M | $162.8M |
| Capital ratio | 12.22% (stronger) | 8.64% |
| Problem loans | 0.62% | 0.25% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 1.68% (stronger) | 1.19% |
| Loans ÷ deposits | 88.5% | 59.9% (stronger) |
| Uninsured deposits | 34.1% | 20.6% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | — |
GNB Bank has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), GNB Bank leads on 4 and Iowa Falls State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Iowa Falls, IA