Side-by-side · Q2 2026 data
GNB Bank vs Liberty National Bank
Metric by metric
| Measure | GNB Bank | Liberty National Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 72 (stronger) | 53 |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 87 (stronger) | 70 |
| Funding & liquidity | 51 (stronger) | 39 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 64th | 47th |
| Total assets | $621.3M | $624.4M |
| Deposits / shares | $498.0M | $457.3M |
| Capital ratio | 12.22% (stronger) | 10.31% |
| Problem loans | 0.62% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.68% (stronger) | 1.26% |
| Loans ÷ deposits | 88.5% (stronger) | 101.5% |
| Uninsured deposits | 34.1% | 32.7% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 5.4% |
GNB Bank has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), GNB Bank leads on 5 and Liberty National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.