Side-by-side · Q2 2026 data
Gnc Community Federal Credit Union vs G.A.P. Federal Credit Union
Credit union
Gnc Community Federal Credit Union
New Castle, Pennsylvania · Under $100 million in assets
Credit union
G.A.P. Federal Credit Union
Johnstown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Gnc Community Federal Credit Union | G.A.P. Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 86 (stronger) | 75 |
| Earnings | 31 | 86 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 70th | 83rd |
| Total assets | $85.0M | $79.0M |
| Deposits / shares | $71.4M | $67.8M |
| Capital ratio | 15.34% (stronger) | 13.74% |
| Problem loans | 0.41% (stronger) | 0.74% |
| Net charge-offs | 0.25% (stronger) | 0.33% |
| Return on assets | 0.27% | 1.66% (stronger) |
| Loans ÷ deposits | 58.6% | 57.3% (stronger) |
| Uninsured deposits | 2.8% (stronger) | 3.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
G.A.P. Federal Credit Union has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Gnc Community Federal Credit Union leads on 4 and G.A.P. Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.