TellerScore

Gnc Community Federal Credit Union is a federal credit union headquartered in New Castle, Pennsylvania, in business for about 90 years. At the end of Q2 2026 it reported $85.0M in total assets and $71.4M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Gnc Community Federal Credit Union scores 82/100, which we describe as strong. That is higher than 70% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 82nd. Its strongest component is capital cushion (100/100; 15.34%), and its lowest is earnings (31/100; 0.27%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.34%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.41%
Earnings31/100
Return on assets (annualized): 0.27%
Funding & liquidity100/100
Loans ÷ shares: 58.6% · 2.8% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 82).

TellerScore
747983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202478
Q4 202478
Q1 202574
Q2 202582
Q3 202583
Q4 202582
Q1 202683
Q2 202682
Net worth ratio
7.00%11.48%15.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.60%
Q3 202415.71%
Q4 202415.37%
Q1 202514.49%
Q2 202515.04%
Q3 202515.32%
Q4 202515.96%
Q1 202615.27%
Q2 202615.34%
Delinquent loans (60+ days)
0.41%0.61%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.55%
Q3 20240.65%
Q4 20240.79%
Q1 20250.81%
Q2 20250.45%
Q3 20250.42%
Q4 20250.63%
Q1 20260.41%
Q2 20260.41%
Return on assets
-0.09%0.22%0.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.37%
Q3 20240.21%
Q4 20240.30%
Q1 2025-0.09%
Q2 20250.42%
Q3 20250.50%
Q4 20250.54%
Q1 20260.39%
Q2 20260.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$85.0M15.34%0.41%0.27%58.6%
Q1 202683$85.6M15.27%0.41%0.39%58.2%
Q4 202582$81.4M15.96%0.63%0.54%64.7%
Q3 202583$81.7M15.32%0.42%0.50%66.8%
Q2 202582$82.3M15.04%0.45%0.42%67.3%
Q1 202574$84.1M14.49%0.81%-0.09%61.1%
Q4 202478$79.4M15.37%0.79%0.30%67.0%
Q3 202478$77.0M15.71%0.65%0.21%70.7%
Q2 202481$77.7M15.60%0.55%0.37%67.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.34%
56th
Problem loans0.41%
63rd
Net charge-offs0.25%
43rd
Return on assets0.27%
30th
Loans to deposits58.6%
50th
Uninsured deposits2.8%
38th
Loan-loss reserves0.00%
37th
Texas ratio1.3%
61st

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InstitutionScoreAssetsCapitalProblem loansCompare
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Armstrong Associates Federal Credit UnionCredit union Ford City, PA75 out of 100, Strong$82.3M12.3%0.57%vs
Pittsburgh Firefighters' Federal Credit UnionCredit union Pittsburgh, PA86 out of 100, Very strong$81.4M23.1%0.48%vs
Americo Federal Credit UnionCredit union Erie, PA71 out of 100, Strong$90.2M12.9%1.88%vs
G.A.P. Federal Credit UnionCredit union Johnstown, PA87 out of 100, Very strong$79.0M13.7%0.74%vs

Deposit insurance

Is my money safe at Gnc Community Federal Credit Union?

Yes. Gnc Community Federal Credit Union is a federally insured credit union (NCUA charter #1542). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.8% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.34%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Gnc Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Gnc Community Federal Credit Union
Type
Federal credit union
NCUA charter #
1542
RSSD ID
330079
Primary regulator
NCUA
Established
1936
Headquarters
201 S Jefferson St, New Castle, PA 16101
Employees
21

Quick answers

Gnc Community Federal Credit Union: common questions

Is Gnc Community Federal Credit Union NCUA insured?

Yes. Gnc Community Federal Credit Union is a federally insured credit union (NCUA charter #1542). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Gnc Community Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Gnc Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New Castle

InstitutionScoreAssetsCapitalProblem loansCompare
Sca Federal Credit UnionCredit union New Castle, PA94 out of 100, Very strong$17.4M19.7%0.09%vs
Freedom United Federal Credit UnionCredit union Rochester, PA93 out of 100, Very strong$94.2M19.0%0.84%vs
Grove City Area Federal Credit UnionCredit union Grove City, PA87 out of 100, Very strong$152.8M15.3%1.33%vs
Elliott Community Federal Credit UnionCredit union Jeannette, PA86 out of 100, Very strong$53.7M15.2%0.38%vs
Doy Federal Credit UnionCredit union Youngstown, OH85 out of 100, Very strong$70.8M14.1%0.25%vs
Sru Federal Credit UnionCredit union Slippery Rock, PA83 out of 100, Strong$67.1M12.8%0.54%vs