Side-by-side · Q2 2026 data
Gogebic County Federal Credit Union vs Auto-Owners Associates Credit Union
Credit union
Gogebic County Federal Credit Union
Bessemer, Michigan · Under $100 million in assets
Credit union
Auto-Owners Associates Credit Union
Lansing, Michigan · Under $100 million in assets
Metric by metric
| Measure | Gogebic County Federal Credit Union | Auto-Owners Associates Credit Union |
|---|---|---|
| TellerScore | 92 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 92nd | 97th |
| Total assets | $38.5M | $43.8M |
| Deposits / shares | $31.7M | $35.4M |
| Capital ratio | 17.21% | 18.62% (stronger) |
| Problem loans | 0.89% | 0.25% (stronger) |
| Net charge-offs | 0.52% | 0.50% (stronger) |
| Return on assets | 2.41% (stronger) | 1.73% |
| Loans ÷ deposits | 37.2% | 19.6% (stronger) |
| Uninsured deposits | 2.1% | 1.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Auto-Owners Associates Credit Union has the higher TellerScore (96 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Gogebic County Federal Credit Union leads on 1 and Auto-Owners Associates Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.