Side-by-side · Q2 2026 data
Gogebic County Federal Credit Union vs Settlers Federal Credit Union
Credit union
Gogebic County Federal Credit Union
Bessemer, Michigan · Under $100 million in assets
Credit union
Settlers Federal Credit Union
Bruce Crossing, Michigan · Under $100 million in assets
Metric by metric
| Measure | Gogebic County Federal Credit Union | Settlers Federal Credit Union |
|---|---|---|
| TellerScore | 92 | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 70 | 74 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 92nd | 92nd |
| Total assets | $38.5M | $37.8M |
| Deposits / shares | $31.7M | $30.2M |
| Capital ratio | 17.21% | 19.67% (stronger) |
| Problem loans | 0.89% | 0.79% (stronger) |
| Net charge-offs | 0.52% | -0.63% (stronger) |
| Return on assets | 2.41% (stronger) | 2.24% |
| Loans ÷ deposits | 37.2% (stronger) | 66.4% |
| Uninsured deposits | 2.1% (stronger) | 2.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Gogebic County Federal Credit Union leads on 3 and Settlers Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.