Side-by-side · Q2 2026 data
Gold Coast Federal Credit Union vs Alive Credit Union
Metric by metric
| Measure | Gold Coast Federal Credit Union | Alive Credit Union |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 69 (stronger) | 67 |
| Loan quality | 86 (stronger) | 84 |
| Earnings | 43 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 66th | 74th |
| Total assets | $269.8M | $295.5M |
| Deposits / shares | $239.9M | $261.4M |
| Capital ratio | 11.91% (stronger) | 11.73% |
| Problem loans | 0.43% (stronger) | 0.47% |
| Net charge-offs | 0.20% (stronger) | 0.20% |
| Return on assets | 0.58% | 1.14% (stronger) |
| Loans ÷ deposits | 54.6% (stronger) | 65.7% |
| Uninsured deposits | 3.5% (stronger) | 7.3% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | — |
Alive Credit Union has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Gold Coast Federal Credit Union leads on 5 and Alive Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.