Side-by-side · Q2 2026 data
Gold Coast Federal Credit Union vs Loyalty Credit Union
Metric by metric
| Measure | Gold Coast Federal Credit Union | Loyalty Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 69 (stronger) | 66 |
| Loan quality | 86 (stronger) | 78 |
| Earnings | 43 | 59 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 66th | 66th |
| Total assets | $269.8M | $300.3M |
| Deposits / shares | $239.9M | $263.8M |
| Capital ratio | 11.91% (stronger) | 11.61% |
| Problem loans | 0.43% (stronger) | 0.66% |
| Net charge-offs | 0.20% (stronger) | 0.88% |
| Return on assets | 0.58% | 0.98% (stronger) |
| Loans ÷ deposits | 54.6% (stronger) | 63.4% |
| Uninsured deposits | 3.5% | 0.0% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 6.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Gold Coast Federal Credit Union leads on 4 and Loyalty Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.