Side-by-side · Q2 2026 data
Golden Belt Bank, FSA vs Community First National Bank
Metric by metric
| Measure | Golden Belt Bank, FSA | Community First National Bank |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 51 | 59 (stronger) |
| Loan quality | 86 | 93 (stronger) |
| Earnings | 66 | 95 (stronger) |
| Funding & liquidity | 62 (stronger) | 49 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 37th | 68th |
| Total assets | $373.5M | $374.7M |
| Deposits / shares | $285.2M | $326.7M |
| Capital ratio | 10.07% | 10.94% (stronger) |
| Problem loans | 0.41% | 0.20% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.15% | 1.88% (stronger) |
| Loans ÷ deposits | 97.4% | 88.1% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 35.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Community First National Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Golden Belt Bank, FSA leads on 1 and Community First National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.