Side-by-side · Q2 2026 data
Golden Belt Bank, FSA vs Ellis Credit Union
Metric by metric
| Measure | Golden Belt Bank, FSA | Ellis Credit Union |
|---|---|---|
| TellerScore | 68 | 89 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 66 (stronger) | 44 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 37th | 87th |
| Total assets | $373.5M | $5.6M |
| Deposits / shares | $285.2M | $4.6M |
| Capital ratio | 10.07% | 17.07% (stronger) |
| Problem loans | 0.41% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.10% (stronger) |
| Return on assets | 1.15% (stronger) | 0.61% |
| Loans ÷ deposits | 97.4% | 51.1% (stronger) |
| Uninsured deposits | 16.0% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ellis Credit Union has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Golden Belt Bank, FSA leads on 1 and Ellis Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ellis, KS