TellerScore

Ellis Credit Union is a federally insured state-chartered credit union headquartered in Ellis, Kansas, in business for about 74 years. At the end of Q2 2026 it reported $5.6M in total assets and $4.6M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Ellis Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 9th. Its strongest component is capital cushion (100/100; 17.07%), and its lowest is earnings (44/100; 0.61%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.07%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings44/100
Return on assets (annualized): 0.61%
Funding & liquidity100/100
Loans ÷ shares: 51.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 89).

TellerScore
878889Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202489
Q4 202488
Q1 202587
Q2 202589
Q3 202589
Q4 202588
Q1 202687
Q2 202689
Net worth ratio
7.00%12.71%18.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.64%
Q3 202417.74%
Q4 202417.92%
Q1 202517.60%
Q2 202518.41%
Q3 202518.14%
Q4 202517.53%
Q1 202617.01%
Q2 202617.07%
Delinquent loans (60+ days)
0.00%0.03%0.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.05%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.39%0.53%0.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.57%
Q3 20240.59%
Q4 20240.48%
Q1 20250.42%
Q2 20250.68%
Q3 20250.64%
Q4 20250.55%
Q1 20260.39%
Q2 20260.61%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$5.6M17.07%0.00%0.61%51.1%
Q1 202687$5.6M17.01%0.00%0.39%52.0%
Q4 202588$5.4M17.53%0.00%0.55%52.6%
Q3 202589$5.2M18.14%0.05%0.64%54.1%
Q2 202589$5.0M18.41%0.00%0.68%57.5%
Q1 202587$5.2M17.60%0.00%0.42%54.6%
Q4 202488$5.1M17.92%0.00%0.48%53.4%
Q3 202489$5.1M17.74%0.00%0.59%52.3%
Q2 202489$5.1M17.64%0.00%0.57%50.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.07%
65th
Problem loans0.00%
94th
Net charge-offs-0.10%
94th
Return on assets0.61%
48th
Loans to deposits51.1%
62nd
Uninsured deposits0.0%
81st
Loan-loss reserves4.13%
95th
Texas ratio0.0%
93rd

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Morton Credit UnionCredit union South Hutchinso, KS65 out of 100, Moderate$5.5M13.6%1.33%vs
Tri-County Credit UnionCredit union Grinnell, KS91 out of 100, Very strong$5.9M16.5%0.00%vs
Central Kansas Education Credit UnionCredit union Salina, KS81 out of 100, Strong$6.0M13.5%0.15%vs
Hutchinson Postal & Community Credit UnionCredit union Hutchinson, KS70 out of 100, Strong$5.2M17.6%0.85%vs
Topeka Police Credit UnionCredit union Topeka, KS88 out of 100, Very strong$6.3M15.7%0.05%vs
Peoples Choice Credit UnionCredit union Coffeyville, KS75 out of 100, Strong$6.7M26.3%1.59%vs

Deposit insurance

Is my money safe at Ellis Credit Union?

Yes. Ellis Credit Union is a federally insured credit union (NCUA charter #67797). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.07%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ellis Credit Union lists 1 office in 1 city. Most locations:

  • Ellis, KS (1)

All branch addresses and map

Identity & history

Profile

Legal name
Ellis Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67797
RSSD ID
40396
Primary regulator
State + NCUA
Established
1952
Headquarters
Po Box 105, Ellis, KS 67637
Employees
2

Quick answers

Ellis Credit Union: common questions

Is Ellis Credit Union NCUA insured?

Yes. Ellis Credit Union is a federally insured credit union (NCUA charter #67797). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ellis Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ellis Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Ellis

InstitutionScoreAssetsCapitalProblem loansCompare
The First State BankBank Norton, KS90 out of 100, Very strong$493.2M13.1%0.10%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
Lyons Federal BankBank Lyons, KS78 out of 100, Strong$197.6M12.7%0.23%vs
Solutions North BankBank Stockton, KS77 out of 100, Strong$469.5M10.9%0.28%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs
Bank of HaysBank Hays, KS75 out of 100, Strong$379.2M10.0%0.47%vs