Side-by-side · Q2 2026 data
Golden Circle Credit Union vs Firstenergy Family Credit Union
Metric by metric
| Measure | Golden Circle Credit Union | Firstenergy Family Credit Union |
|---|---|---|
| TellerScore | 66 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 25 | 82 (stronger) |
| Earnings | 32 | 95 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 37th | 94th |
| Total assets | $107.3M | $47.2M |
| Deposits / shares | $91.4M | $39.4M |
| Capital ratio | 15.61% | 16.47% (stronger) |
| Problem loans | 2.24% | 0.53% (stronger) |
| Net charge-offs | 0.55% | 0.00% (stronger) |
| Return on assets | 0.30% | 1.88% (stronger) |
| Loans ÷ deposits | 48.9% (stronger) | 69.4% |
| Uninsured deposits | 2.0% (stronger) | 3.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firstenergy Family Credit Union has the higher TellerScore (93 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Golden Circle Credit Union leads on 2 and Firstenergy Family Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.