Side-by-side · Q2 2026 data
Golden Circle Credit Union vs Friends and Family Credit Union Inc
Metric by metric
| Measure | Golden Circle Credit Union | Friends and Family Credit Union Inc |
|---|---|---|
| TellerScore | 66 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 31 |
| Loan quality | 25 | 89 (stronger) |
| Earnings | 32 (stronger) | 28 |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 88 | 94 (stronger) |
| Peer percentile | 37th | 19th |
| Total assets | $107.3M | $111.0M |
| Deposits / shares | $91.4M | $101.7M |
| Capital ratio | 15.61% (stronger) | 8.08% |
| Problem loans | 2.24% | 0.32% (stronger) |
| Net charge-offs | 0.55% | 0.14% (stronger) |
| Return on assets | 0.30% (stronger) | 0.20% |
| Loans ÷ deposits | 48.9% (stronger) | 77.8% |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Golden Circle Credit Union has the higher TellerScore (66 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Golden Circle Credit Union leads on 4 and Friends and Family Credit Union Inc on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.