Side-by-side · Q2 2026 data
Goldenwest Federal Credit Union vs America First Federal Credit Union
Metric by metric
| Measure | Goldenwest Federal Credit Union | America First Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 82 (stronger) | 68 |
| Loan quality | 84 (stronger) | 52 |
| Earnings | 83 | 89 (stronger) |
| Funding & liquidity | 65 | 79 (stronger) |
| Problem-loan coverage | 94 (stronger) | 80 |
| Peer percentile | 89th | 67th |
| Total assets | $4.3B | $26.0B |
| Deposits / shares | $3.7B | $22.7B |
| Capital ratio | 13.20% (stronger) | 11.80% |
| Problem loans | 0.47% (stronger) | 1.45% |
| Net charge-offs | 0.27% (stronger) | 0.90% |
| Return on assets | 1.57% | 1.72% (stronger) |
| Loans ÷ deposits | 94.9% | 81.2% (stronger) |
| Uninsured deposits | 14.5% | 13.8% (stronger) |
| Offices | 41 | 94 |
| CFPB complaints (3 yrs) | — | 530 |
| Complaints per $1B deposits | — | 23.3 |
| Mortgage denial rate (HMDA) | — | 22.5% |
Goldenwest Federal Credit Union has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Goldenwest Federal Credit Union leads on 4 and America First Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ogden, UT
- Salt Lake City, UT
- Roy, UT
- West Jordan, UT
- Sandy, UT
- North Ogden, UT
- Clearfield, UT
- Kaysville, UT
- Layton, UT
- Orem, UT
- South Jordan, UT
- Spanish Fork, UT
- Pleasant Grove, UT
- Herriman, UT
- Farmington, UT
- Clinton, UT
- Brigham City, UT
- Boise, ID
- Lehi, UT