Side-by-side · Q2 2026 data
Goldenwest Federal Credit Union vs Idaho United Credit Union
Metric by metric
| Measure | Goldenwest Federal Credit Union | Idaho United Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 66 |
| Capital cushion | 82 (stronger) | 39 |
| Loan quality | 84 | 99 (stronger) |
| Earnings | 83 (stronger) | 42 |
| Funding & liquidity | 65 | 72 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 89th | 32nd |
| Total assets | $4.3B | $77.3M |
| Deposits / shares | $3.7B | $69.8M |
| Capital ratio | 13.20% (stronger) | 8.90% |
| Problem loans | 0.47% | 0.02% (stronger) |
| Net charge-offs | 0.27% | 0.26% (stronger) |
| Return on assets | 1.57% (stronger) | 0.55% |
| Loans ÷ deposits | 94.9% | 86.5% (stronger) |
| Uninsured deposits | 14.5% (stronger) | 16.5% |
| Offices | 41 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goldenwest Federal Credit Union has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Goldenwest Federal Credit Union leads on 4 and Idaho United Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.