Side-by-side · Q2 2026 data
Goldman Sachs Bank USA vs Morgan Stanley Private Bank, National Association
Metric by metric
| Measure | Goldman Sachs Bank USA | Morgan Stanley Private Bank, National Association |
|---|---|---|
| TellerScore | 58 | 61 (stronger) |
| Capital cushion | 27 (stronger) | 17 |
| Loan quality | 65 | 93 (stronger) |
| Earnings | 68 (stronger) | 66 |
| Funding & liquidity | 69 (stronger) | 67 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 21st | 45th |
| Total assets | $758.8B | $250.4B |
| Deposits / shares | $498.8B | $211.7B |
| Capital ratio | 7.67% (stronger) | 6.65% |
| Problem loans | 1.04% | 0.20% (stronger) |
| Net charge-offs | 0.27% | 0.01% (stronger) |
| Return on assets | 1.21% (stronger) | 1.14% |
| Loans ÷ deposits | 49.6% (stronger) | 88.3% |
| Uninsured deposits | 42.9% | 19.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | 15,612 | — |
| Complaints per $1B deposits | 31.3 | — |
| Mortgage denial rate (HMDA) | 21.6% | 4.9% |
Morgan Stanley Private Bank, National Association has the higher TellerScore (61 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Goldman Sachs Bank USA leads on 3 and Morgan Stanley Private Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.