Side-by-side · Q2 2026 data
Goldmark Federal Credit Union vs Southcoast Federal Credit Union
Credit union
Goldmark Federal Credit Union
Attleboro, Massachusetts · Under $100 million in assets
Credit union
Southcoast Federal Credit Union
New Bedford, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Goldmark Federal Credit Union | Southcoast Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 57 | 74 (stronger) |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 43 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 54th | 49th |
| Total assets | $50.2M | $59.0M |
| Deposits / shares | $44.7M | $48.0M |
| Capital ratio | 10.74% | 12.40% (stronger) |
| Problem loans | 0.00% (stronger) | 0.27% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.58% (stronger) | 0.50% |
| Loans ÷ deposits | 42.4% (stronger) | 76.3% |
| Uninsured deposits | 6.4% | 5.3% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
Goldmark Federal Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Goldmark Federal Credit Union leads on 5 and Southcoast Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.