Side-by-side · Q2 2026 data
Goldwater Bank, N.A. vs Integro Bank
Metric by metric
| Measure | Goldwater Bank, N.A. | Integro Bank |
|---|---|---|
| TellerScore | 35 (stronger) | 25 |
| Capital cushion | 61 (stronger) | 49 |
| Loan quality | 0 | 0 |
| Earnings | 45 (stronger) | 0 |
| Funding & liquidity | 22 | 39 (stronger) |
| Problem-loan coverage | 42 | 48 (stronger) |
| Peer percentile | 1st | 0th |
| Total assets | $551.9M | $195.6M |
| Deposits / shares | $408.3M | $155.1M |
| Capital ratio | 11.13% (stronger) | 9.93% |
| Problem loans | 4.14% | 3.71% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.63% (stronger) | -1.03% |
| Loans ÷ deposits | 110.7% | 103.5% (stronger) |
| Uninsured deposits | 40.5% | 30.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.4% | — |
Goldwater Bank, N.A. has the higher TellerScore (35 vs 25). On the 7 directional measures above (where higher or lower is clearly better), Goldwater Bank, N.A. leads on 3 and Integro Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.