Side-by-side · Q2 2026 data
Good Neighbors Federal Credit Union vs Western New York Federal Credit Union
Credit union
Western New York Federal Credit Union
West Seneca, New York · Under $100 million in assets
Metric by metric
| Measure | Good Neighbors Federal Credit Union | Western New York Federal Credit Union |
|---|---|---|
| TellerScore | 30 | 79 (stronger) |
| Capital cushion | 26 | 65 (stronger) |
| Loan quality | 5 | 89 (stronger) |
| Earnings | 14 | 63 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 50 | 97 (stronger) |
| Peer percentile | 1st | 62nd |
| Total assets | $91.7M | $92.6M |
| Deposits / shares | $84.6M | $81.5M |
| Capital ratio | 7.61% | 11.47% (stronger) |
| Problem loans | 2.85% | 0.33% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.22% |
| Return on assets | -0.15% | 1.07% (stronger) |
| Loans ÷ deposits | 72.6% | 58.7% (stronger) |
| Uninsured deposits | 5.4% | 2.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western New York Federal Credit Union has the higher TellerScore (79 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Good Neighbors Federal Credit Union leads on 1 and Western New York Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.