Side-by-side · Q2 2026 data
Goodyear San Angelo Federal Credit Union vs Union Pacific Employees Credit Union
Credit union
Goodyear San Angelo Federal Credit Union
San Angelo, Texas · Under $100 million in assets
Credit union
Union Pacific Employees Credit Union
Beaumont, Texas · Under $100 million in assets
Metric by metric
| Measure | Goodyear San Angelo Federal Credit Union | Union Pacific Employees Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 59 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 50 (stronger) | 33 |
| Earnings | 58 (stronger) | 2 |
| Funding & liquidity | 75 (stronger) | 74 |
| Problem-loan coverage | 85 | 89 (stronger) |
| Peer percentile | 42nd | 20th |
| Total assets | $4.1M | $3.8M |
| Deposits / shares | $3.5M | $2.9M |
| Capital ratio | 14.14% | 23.66% (stronger) |
| Problem loans | 1.51% (stronger) | 2.02% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.96% (stronger) | -0.44% |
| Loans ÷ deposits | 84.8% (stronger) | 86.6% |
| Uninsured deposits | 5.3% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goodyear San Angelo Federal Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Goodyear San Angelo Federal Credit Union leads on 5 and Union Pacific Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.