TellerScore

Goodyear San Angelo Federal Credit Union (NCUA charter #21710) is based in San Angelo, Texas. Its Q2 2026 call report shows $4.1M in total assets and $3.5M in member shares and deposits and 2 offices.

Goodyear San Angelo Federal Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 208th. Capital cushion contributes the most (91/100, 14.14%); loan quality contributes the least (50/100, 1.51%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.14%
Loan quality50/100
Loans 60+ days delinquent ÷ total loans: 1.51%
Earnings58/100
Return on assets (annualized): 0.96%
Funding & liquidity75/100
Loans ÷ shares: 84.8% · 5.3% uninsured
Problem-loan coverage85/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.41%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 18 points (89 → 71), mostly because the loan quality component weakened by 49 points.

TellerScore
688091Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202487
Q4 202482
Q1 202591
Q2 202589
Q3 202588
Q4 202585
Q1 202668
Q2 202671
Net worth ratio
7.00%11.04%15.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.48%
Q3 202414.62%
Q4 202414.40%
Q1 202515.08%
Q2 202515.07%
Q3 202515.00%
Q4 202514.17%
Q1 202613.76%
Q2 202614.14%
Delinquent loans (60+ days)
0.00%0.75%1.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.07%
Q1 20250.03%
Q2 20250.04%
Q3 20250.00%
Q4 20250.03%
Q1 20261.46%
Q2 20261.51%
Return on assets
0.71%1.19%1.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.10%
Q3 20241.19%
Q4 20240.79%
Q1 20251.67%
Q2 20251.52%
Q3 20251.26%
Q4 20251.03%
Q1 20260.71%
Q2 20260.96%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$4.1M14.14%1.51%0.96%84.8%
Q1 202668$4.1M13.76%1.46%0.71%86.5%
Q4 202585$3.9M14.17%0.03%1.03%93.4%
Q3 202588$3.7M15.00%0.00%1.26%100.6%
Q2 202589$3.6M15.07%0.04%1.52%106.9%
Q1 202591$3.5M15.08%0.03%1.67%100.2%
Q4 202482$3.6M14.40%0.07%0.79%98.1%
Q3 202487$3.5M14.62%0.00%1.19%99.7%
Q2 202486$3.5M14.48%0.00%1.10%97.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.14%
49th
Problem loans1.51%
28th
Net charge-offs0.00%
77th
Return on assets0.96%
66th
Loans to deposits84.8%
14th
Uninsured deposits5.3%
20th
Loan-loss reserves0.87%
81st
Texas ratio7.4%
20th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Plains Federal Credit UnionCredit union Plainview, TX80 out of 100, Strong$4.0M14.5%0.09%vs
Covenant Savings Federal Credit UnionCredit union Killeen, TX72 out of 100, Strong$4.2M12.5%1.69%vs
Intercorp Credit UnionCredit union Amarillo, TX60 out of 100, Moderate$4.2M18.6%2.86%vs
Highway District 9 Credit UnionCredit union Waco, TX86 out of 100, Very strong$4.2M26.4%0.51%vs
Oak Farms Employees Credit UnionCredit union Houston, TX50 out of 100, Below average$4.2M26.8%3.19%vs
Thd District 17 Credit UnionCredit union Bryan, TX63 out of 100, Moderate$4.3M19.6%2.42%vs

Deposit insurance

Is my money safe at Goodyear San Angelo Federal Credit Union?

Yes. Goodyear San Angelo Federal Credit Union is a federally insured credit union (NCUA charter #21710). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.3% of shares and deposits ($183K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.14%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Goodyear San Angelo Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Goodyear San Angelo Federal Credit Union
Type
Federal credit union
NCUA charter #
21710
RSSD ID
163987
Primary regulator
NCUA
Established
1974
Headquarters
Po Box 232, San Angelo, TX 76902
Employees
3

Quick answers

Goodyear San Angelo Federal Credit Union: common questions

Is Goodyear San Angelo Federal Credit Union NCUA insured?

Yes. Goodyear San Angelo Federal Credit Union is a federally insured credit union (NCUA charter #21710). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Goodyear San Angelo Federal Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Goodyear San Angelo Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near San Angelo

InstitutionScoreAssetsCapitalProblem loansCompare
Texas State BankBank San Angelo, TX91 out of 100, Very strong$425.5M13.6%0.00%vs
The First National Bank of MertzonBank Mertzon, TX90 out of 100, Very strong$500.3M15.7%0.00%vs
San Angelo Federal Credit UnionCredit union San Angelo, TX84 out of 100, Strong$40.6M12.9%0.73%vs
The First National Bank of BallingerBank Ballinger, TX81 out of 100, Strong$275.3M10.5%0.03%vs
Sundown State BankBank Sundown, TX79 out of 100, Strong$307.7M11.6%0.84%vs
Concho Valley Credit UnionCredit union San Angelo, TX78 out of 100, Strong$25.7M11.4%0.14%vs