Side-by-side · Q2 2026 data
Goppert State Service Bank vs Patriots Bank
Metric by metric
| Measure | Goppert State Service Bank | Patriots Bank |
|---|---|---|
| TellerScore | 57 | 77 (stronger) |
| Capital cushion | 43 (stronger) | 42 |
| Loan quality | 42 | 100 (stronger) |
| Earnings | 79 | 92 (stronger) |
| Funding & liquidity | 70 | 73 (stronger) |
| Problem-loan coverage | 69 | 100 (stronger) |
| Peer percentile | 14th | 68th |
| Total assets | $345.3M | $268.8M |
| Deposits / shares | $311.6M | $233.4M |
| Capital ratio | 9.28% (stronger) | 9.20% |
| Problem loans | 1.74% | 0.00% (stronger) |
| Net charge-offs | 0.47% | 0.00% (stronger) |
| Return on assets | 1.48% | 1.81% (stronger) |
| Loans ÷ deposits | 82.7% (stronger) | 86.8% |
| Uninsured deposits | 21.5% | 12.9% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Patriots Bank has the higher TellerScore (77 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Goppert State Service Bank leads on 2 and Patriots Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Garnett, KS
- Ottawa, KS